Processing fees are paid when you pay a vendor outside the US or in a non-US$ currency with a NachoCard.
In the case of non-US vendors and/or non-US$ transactions, our payment processor charges us certain fees. These fees are charged to you without any markup.
Cross-border Fees: If the vendor is based outside USA, a Cross-border Fee of 1.2% is charged. This applies whether the currency is US$ or non-US$
Foreign Exchange Fees: If the billing currency is non-US$, a Foreign Exchange Fee of 1% is charged.
If the vendor is based outside the USA and the billing currency is non-US$, both Cross-border Fees and Foreign Exchange Fees are applicable.