Funding your Prepaid Account

Modified on Tue, Jan 16 at 12:20 PM

Before you can make purchases with your NachoCards, you will connect a Payment Source. 

For Prepaid Accounts, you need to add funds to your NachoNacho Account Balance before you can use NachoCards. You have three options:

1) You can connect your US based bank account through Plaid. We use ACH to draw funds from US bank accounts. Please note that it can take up to 5 business days for the funds to appear in your NachoNacho Account Balance. There is no cost for this transfer.

2) You can instantly fund your account using a debit or credit card. Once you've connected your card and selected it as the Primary Source, click the 'Top up now' button and enter the desired amount. Note that there is a 2% transaction fee for debit cards and a 3% transaction fee for credit cards.

3) You can wire funds by following the instructions provided in the '+Wire funds' button. There is a $15 incoming wire fee, unless the amount is $5k or higher in which case there is no fee. After submitting the wire through your bank, you will need to enter in the wire details by going to the Payment Source tab and clicking on 'Provide details of funds wired.' This ensures that the funds are credited to your account in a timely manner.

Auto top up

For options 1 and 2 above, you can set up an automatic top up, to make sure you always have enough Balance to cover your NachoCard transactions. Click on ‘Enable auto topup’ to use this feature.

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