Spend cashback is the rewards that members earn by using NachoCards on purchases. Members earn 1.5% cashback on their purchases in the categories listed below with no limits.
Spend cashback rates are subject to change. The current Spend Cashback rate is effective January 1, 2024.
| Category | Description | Cashback % |
| Software | Any cloud-hosted software product | 1.5% |
| Ads | Google Ads, Facebook Ads, etc. | 0% |
| Cloud hosting | AWS, Microsoft Azure, etc. | 0% |
| Travel & Entertainment | Airlines, hotels, restaurants, etc. | 0% |
| Human Services | Upwork, Fiverr, etc. | 0% |
| Money transfer | Paypal, Venmo, etc. | 0% |
| Consumer | Non-business expenses (Netflix, pet supplies, etc.) | 0% |
| All else | Everything else! | 0% |
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